Life Tips: Dealing with financial worries

• Write down your financial goals, and be realistic.

• Create a budget. It will give you a feeling of control over your finances and help you plan your expenses.

• Get an emergency fund. Save for unexpected expenses as well as your goals.

• Get outside help. Talking to a knowledgeable person can offer an outside perspective.

• Do you have an income issue or a spending issue? Decide to change what you can.

• Take a positive approach by tracking your progress towards your financial goals.


For FREE advice or support:

– Contact Dr Dick on 

– or Dr Delicious on

– Get FREE face-to-face counselling at TEN81 in Pretoria (Book now on 012 430 3272 / 066 190 5812)

– or get FREE telephonic counselling nationwide (012 430 3272 / 066 190 5812)